Dental Insurance and Payment Options

There is no doubt that your family can benefit from having a dental insurance plan. Many people choose to pay a monthly premium to have access to an insurance plan that covers a large portion of the preventive services and dental treatments that might be needed. Having affordable dental insurance means that you will be able to utilize the dental treatments to protect your dental health.

In-Network Dental Insurance Plans

Here at Northwest Dental Group, we work with a variety of dental insurance companies to cover your treatments. We are in-network with Aetna, Ameritas, Cigna, Delta Dental, Guardian, Humana, Lincoln Financial Group, Principal, United Healthcare, and we are often considering working with additional insurances to add more. You can rest assured to know that we accept all forms of PPO insurance.

Please be aware that your insurance is a contract between you and your insurance company. Benefits vary widely based on how much you or your employer pays for the plan and the type of plan selected. Dental Insurance rarely covers 100% of treatment but it can help significantly reduce your out of pocket expenses.

If you are unsure and have questions, please do not hesitate to call and ask one of our team members. They are well informed, up-to-date and will work with you to maximize your benefit and ensure that you receive the highest possible reimbursement.

Our friendly staff will assist with the billing, helping you to maximize the benefits that are available.

Forms of Payment

At Northwest Dental Group we make it convenient for you to fit necessary dental care into your budget by offering a wide range of payment options. We accept all the following forms of payment: Cash, check, Visa, Mastercard, Discover, American Express, and CareCredit.

In some situations, patients are interested in financing options that are available for their dental treatment. We use CareCredit, which is a third party financing service that will allow you to extend the terms of your payment period.

CareCredit Financing

CareCredit  is a way that you can access the flexible payment terms that are needed to work with your family budget. CareCredit lets you say “Yes” to recommended surgical and non-surgical dental procedures, and pay for them in convenient monthly payments that fit your financial situation. 

CareCredit is a credit card that helps you pay for treatments and procedures for you and your family that may not be covered by insurance. With special financing options you can use your CareCredit card again and again for your dental needs, as well as thousands of other healthcare providers, including optometrists, veterinarians, ophthalmologists and hearing specialists.

It’s free and easy to apply and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. Additionally, you will benefit by having no prepayment penalties, interest costs, or annual fees. Contact them at or by calling 1-800-839-9078.

Please scan the QR code below for CareCredit. You can also use the CareCredit calculator for more information.